Active Credit Review Credit
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 086 111 6069
Monday - Friday 08:00 - 18:00

Active Credit loans in South Africa offer a solution to the growing number of debtors looking for a way to access more liquidity. Currently, there are more than 25 million active credit customers in South Africa and more than 10 million of these people are behind on their payments.

These borrowers are in a position to borrow money at an incredibly low interest rate because they can easily access their own personal credit history reports and credit scores online. These reports provide a comprehensive overview of how consumers manage their money.

Loan parameters
  • Loan amount
    R500 – R1,500
  • Interest
  • Term
    5 – 30 days
  • Age
    18+ years

Easy to apply for

Getting approved for a loan is easy, so you can get the cash you need to pay off your bills or buy that new car. All you need to do is fill in the application online, submit your documents and wait for the money to hit your bank account. Active Credit is here to help you when you need it most.

In South Africa, many people rely on credit to make ends meet. They use credit cards to purchase goods and services, take out home loans to make big purchases, or borrow from non-bank lenders to cover their daily expenses. These consumers are a key customer base for many banks and non-bank financial institutions (NBFIs).

The demand for credit is growing, with the number of credit card accounts and non-bank personal loans in South Africa increasing during the last year. These increased levels of borrowing can be attributed to the challenging economic conditions South Africans are facing.

As such, it is important to know your credit score before applying for a loan. Fortunately, ooba Home Loans has a free prequalification tool that can give you an idea of your credit score and affordability.

These credit scores are calculated by a number of factors, including your level of debt and how timeously you pay your bills. They are important for obtaining approval on a home loan, so it’s crucial that you have a good one.

As an NCR credit provider, Active Credit is committed to offering a quick and convenient service to all South Africans. They are also ready to assist with any questions or concerns you might have. They aim to process your loan within 24 hours of receipt of your application and get the money in your bank account quickly.

Easy to pay back

If you’re looking for a quick and easy way to borrow money, then Active Credit is the place to go. Their online loans are incredibly easy to apply for, and they even offer flexible repayment options so you can make the payments that work best for your budget. They also have a number of different types of loans available so you can find one that best fits your needs.

The first step is to decide whether you want a long-term loan or a short-term one. Then, you need to submit a formal application and provide the required documents. You can do this online, and it can take a few minutes or even an hour to process your application.

You’ll need to be able to show proof of your income and identity. This can include your bank statements and paystubs, as well as an up-to-date credit file with TransUnion. Once you’ve done this, you can be approved in just a few days.

Another important step is to decide how much you’re going to borrow. Choosing the right amount for your budget will ensure that you can pay back your loan on time. If you’re not sure, you can use their online loan calculator to work out how much you can afford to pay each month.

Depending on your circumstances, you may be able to get a loan for up to R1500 or even more. However, it is important to note that you should only apply for a loan if you can actually afford to repay it in full and on time.

In South Africa, many people are struggling to pay their bills and other costs. They’re using credit to try and make ends meet, but this can be a risky practice. It can lead to a lot of debt, and it can be hard to get out from under.

While there are many different options when it comes to borrowing money, Active Credit loans in South Africa are a great option for people who need a quick and easy way to borrow. You can use their online loan calculator to find out how much you can borrow, and then you can apply for a loan with them.

Flexible repayment options

Regardless of your situation, there are flexible repayment options available to help you manage your finances in Active Credit. These options include forbearance, deferment and graduated payment plans. These options allow you to repay your loan over an extended period of time while also keeping your monthly payments affordable. However, keep in mind that these options come with their own set of risks and concerns, so be sure to carefully review them before you commit.

The most important thing to consider when deciding on a personal loan is your budget and the interest rate. These can vary between lenders so it is best to shop around to find the best deal for you. You should also take into consideration any fees and service charges that may apply to the loan. This can make the difference between paying back a larger amount and a smaller one.

In addition to this, it is vital to understand how much the initiation fee will be and how that will impact your overall repayment plan. This will help you decide whether or not the cost of the loan is worth it.

Customer service

Customer service is a critical factor in the success of any financial institution. Active Credit has a dedicated team that works around the clock to ensure that every customer is happy with their loan. This includes providing quick loans and flexible repayment options. They are also committed to protecting their clients’ rights, as well as helping them find a solution to their financial difficulties.

Your comment

Siyabonga Mahlangu
11 November 2023
The loan service is a real helper in financial difficulties. I'm very pleased with the result.
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Ursula Van Vuuren
Thank you for the fast processing of the loan application! Approved despite bad credit history
Bruce Sibisi
Online loans have saved me several times and everything has been great. Like online filing and money comes the same day after approval.
Amanda Radebe
First time using this service. They quickly checked the documents and gave a loan on good terms. I recommend.
Favorite among online loan companies. Got a loan on favorable terms. I can recommend this service.
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