Finchoice App Review

Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
5.0/5 app

If you are looking for a short-term loan solution, FinChoice app may be the best choice for you. They offer flexible loans that South African citizens can access prior to payday. They let borrowers pay back the money received at the end of the month. They are also open to those with good credit. App FinChoice has earned a good reputation for offering good lending services. They even have an app for your mobile phone.

FinChoice is a trusted brand

FinChoice is one of the leading loan providers in South Africa, offering a variety of personalized loan options with flexible repayment terms. Founded from the homechoice brand, FinChoice offers both fixed and variable interest rates, making it easy for borrowers to find the right loan for their needs. This brand has a loyal customer base in South Africa, with 80% of its customers being female.

The company has a reputation as a trusted lender. The company provides online short-term loans for South African citizens, and its Finchoice loans are flexible and affordable. They channel the money you borrow almost immediately to your bank account. Whether you’re facing a medical bill, paying for utilities, or simply experiencing unforeseen circumstances, FinChoice can help. Although many lenders are offering similar short-term loans on the Internet, FinChoice is a trusted name in South Africa.

The company has recently expanded its showroom network with three new small-format showrooms opening in key locations. The company is also moving forward with the construction of three more showrooms. In the quarter ended June 2018, the Financial Services division reported revenue growth of 13.0%, EBITDA growth of 15.9%, and a strong increase in insurance revenue. Further, FinChoice’s digital platforms have been adopted by customers, with 86% of loan customers having registered to use MobiMoney TM.

Loan parameters
  • Loan amount
    R500 - R40,000
  • Interest
  • Term
    1 - 24 months
  • Age
    18+ years

It offers flexible loans

Whether you’re in need of R2 500 to cover an unexpected expense, or just need a quick influx of cash, FinChoice can help. As part of the HomeChoice group, FinChoice offers a wide variety of flexible loans that can fit your specific financial needs. The FinChoice Loan is a short-term loan that is due on your next payday. You can use the loan to cover your emergency expenses, or to pay off your debts if necessary.

Whether you need R8000 for an emergency car repair, or R8000 to cover a vacation, FinChoice offers flexible loans that can be paid off over a six-month period. The process is quick and easy, and there are no hidden fees. You’ll be approved in as little as three business days. And since interest rates are competitive, FinChoice’s loans are affordable to almost anyone’s budget.

In order to apply for a loan through FinChoice, you must be a South African citizen, at least 18 years of age, and employed. You must also have a bank account. This is important because your bank account will be used to receive the loan funds. The money will be disbursed into your bank account within 24 hours. You don’t need to pay it back right away; you’ll get it as soon as the next business day.

FinChoice also offers short-term loans. You can borrow up to R40 000 with a FinChoice loan and repay it on your next salary date. In addition to flexible repayment terms, FinChoice has a Personal Protection Plan. This plan covers you in the event of an emergency, disability, or death. The interest rate on a FinChoice loan is competitive, and the fees associated with it are low.

It has a mobile application

If you’re on the go, FinChoice’s mobile application can be a big help. This South African lender specializes in personal lending and even has a mobile version. The website is simple to navigate and has easy-to-follow steps. You’ll need to be a South African citizen, over eighteen, and in a permanent job. Your employment status, bank account, and ID number are also important. And, if you’re a student, the FinChoice application will ask you to indicate how much money you make each month.

If you need a short-term loan, FinChoice is a great option. They offer flexible Finance 27 loans, funeral plans, and more. The application is easy to fill out, and the money is channeled to your bank almost immediately. Medical bills, unforeseen situations, and utility bills can all cause financial needs. Many people turn to online lending services during an emergency, and FinChoice has made it easy to apply for and receive money quickly.

In addition to its mobile application, FinChoice offers several convenient features. The company’s Mobimoney mobile application allows you to withdraw up to R100 from your account from anywhere, at any time. With this application, you can also manage your loan account while on the go, and you can view repayment periods and make payments at any time. Another convenient feature of FinChoice is its 24/7 self-service. You can even manage your account and view your loan information with a simple touch of a button.

The application allows South Africans to borrow from Mobimoney to use for their airtime or internet data needs. The lender’s policy requires that borrowers prove their income to qualify. The lender will then send a decision via text message or phone call. It also offers helpful tools to learn about unsecured debt and how to reduce it. You can even use it to pay your monthly bills. And, it’s all convenient from the comfort of your mobile phone!

It offers a personal protection plan

One of FinChoice’s unique features is its Personal Protection Plan. The plan covers loan payments in the event of disability, death or incapacity. The Plan is effective on a Flexi Loan and Premier Loan. It is also active on the KwikAdvance and FlexiLoan, which provide flexible terms and conditions. To be eligible for this plan, you need to have a valid South African identity document.

The FinChoice Personal Protection Plan provides peace of mind, allowing you to pay back your loan in a matter of months, not years. The plan is designed for a wide range of needs, and includes up to R3500 in cash. It can be repaid in six to twenty-four months, depending on how quickly you need it. The plan also provides cover against disability, death or loss of job.

The FinChoice group offers a variety of digital financial services for South African citizens. One of the best features is the ability to secure cash. With FinChoice, all you need is a South African bank account and a personal identification card to use their service. Then, you can access your cash, no matter where it is, and pay it back when you get paid next. If you are in need of money right away, the FinChoice Personal Protection Plan is a great way to get cash in a pinch.

The FinChoice Personal Protection Plan is a simple insurance policy that covers death, disability and loss of income. It covers the costs of these, as well as other expenses that may arise. This personal protection plan is particularly suitable for South African consumers who live abroad and may not be able to make a living in their home country. FinChoice’s plan is easy to understand and convenient to use.

It offers a funeral cover

The FinChoice app South Africa offers a range of monetary services, including a funeral cover policy. The policy allows borrowers to borrow between R10 000 and R50 000 for funeral expenses, depending on the amount of cover selected. The coverage can also be used to cover expenses incurred due to retrenchment or loss of income. FinChoice also offers a Personal Protection Plan that covers the customer in the event of disability, death, or loss of income. Customers can borrow between R10 000 and R50 000 and repay it within one to three months, depending on how much they use.

FinChoice is an authorized financial service provider and a registered credit provider. The company is committed to promoting responsible lending and is committed to ensuring that their customers get the best possible financial services. A Funeral cover policy with FinChoice will provide a sum of money to pay for your funeral expenses, regardless of who you’re leaving behind. FinChoice offers Personal and Family funeral cover options for both individuals and families.

Fast and Easy Loans Online
Fast and Easy Loans Online
Ready? Get it only in 5 minutes!

Your comment

Lethabo Moloi
25 November 2023
The loan service saved me a lot of time and nerves. I am very pleased with your efficiency.
09 April 2023
Finchoice made the loan process easy and stress-free. I was approved quickly and received my funds within a day. Thank you for your excellent service!
Unathi Oosthuizen
04 March 2023
I was in a tight spot and needed money fast. A friend recommended Finchoice loans and I was impressed with their quick response time. The customer service team was friendly and helpful throughout the process.
25 November 2022
Help when you need money urgently


Dumisani Govender
First time using this service and was satisfied. Thanks to the manager who helped me figure out and choose the best loan online.
Matome Zwane
A fairly large directory of microfinance companies with online withdrawal of money to the card. They even work with salary cards, it is convenient then to give a loan with a salary
Favorite among online loan companies. Got a loan on favorable terms. I can recommend this service.
Wayne Maluleka
I took out a loan and repaid it ahead of time. No extra interest charged
Apply Now

Applying does NOT affect your credit score!

No credit check to apply.