Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 27-12-674-7000
Shedule Monday - Friday
08:00 - 18:00

If you’re in need of financial assistance and are looking for a trustworthy lender, then you’ve come to the right place. At IEMAS, we understand that life can be unpredictable, and unexpected expenses can arise. That’s why we offer loans online to help you get through those tough times. Whether you need to cover medical bills, car repairs, or even just some extra cash for a vacation, we’ve got you covered. Our online loan application process is simple and easy, and our team of experts is always available to answer any questions you may have. So why wait? Apply for a loan with IEMAS today and get the financial support you need to move forward.

Loan parameters
  • Loan amount
    R1,000 – R200,000
  • Interest
    34,85 %
  • Term
    9 – 60 months
  • Age
    18+ years

IEMAS is a reputable online loan provider that has been serving the South African community for over 80 years. With a commitment to providing affordable loans, exceptional customer service, and flexible repayment terms, IEMAS has built a reputation as one of the leading providers of personal loans and insurance products in the country.In this blog post, we will provide a step-by-step guide on how to apply for an IEMAS loan online. We will also explore the different types of loans available, the benefits of applying online, tips for improving your chances of approval, and more. So, whether you’re looking to consolidate debt, finance a new car, or cover unexpected expenses, IEMAS has the right loan product for you.

Step-by-Step Guide to Applying for an IEMAS Loan Online

Step 1: Visit the IEMAS website

The first step to applying for an IEMAS loan online is to visit the company’s website at Once you’re on the homepage, you should see a “Loans” tab at the top of the page. Click on this tab to see a list of loan products available.

Step 2: Choose the right loan product

IEMAS offers a wide range of loan products, including personal loans, vehicle finance, home loans, and more. Choose the loan product that best suits your needs and click on the “Apply Now” button to start the application process.

Step 3: Complete the online application form

Once you’ve selected the loan product, you will be directed to an online application form. The application form will ask you to provide personal information, employment details, and financial information. Make sure you fill out the form accurately and completely to avoid any delays in processing your application.

Step 4: Submit your application

After you’ve completed the online application form, click on the “Submit” button to send your application to IEMAS. The company will then review your application and let you know if you’ve been approved for a loan.

Types of Loans Available from IEMAS

IEMAS offers a variety of loan products to meet the needs of its customers. Here are some of the loan products available:

  • Personal loans: IEMAS offers personal loans that can be used for a variety of purposes, including debt consolidation, home improvements, and unexpected expenses.
  • Vehicle finance: IEMAS offers vehicle finance for new and used vehicles. The company offers competitive interest rates and flexible repayment terms.
  • Home loans: IEMAS offers home loans for first-time buyers, those looking to upgrade their homes, and those looking to purchase investment properties.

Benefits of Applying for an IEMAS Loan Online

There are many benefits to applying for an IEMAS loan online, including:

  • Convenience: You can apply for a loan from the comfort of your own home, at any time of the day or night.
  • Speed: IEMAS processes online loan applications quickly, so you can get the funds you need as soon as possible.
  • Security: IEMAS uses the latest security technology to protect your personal and financial information during the application process.

Tips for Improving Your Chances of Approval

Here are some tips to help improve your chances of getting approved for an IEMAS loan:

  • Ensure that your credit history is in good standing
  • Provide accurate and complete information on your application form
  • Ensure that you have a stable income and employment history
  • Consider applying for a loan with a co-signer or guarantor to improve your chances of approval

If you are in need of a loan, you might be wondering where to turn. With so many options available, it can be overwhelming to decide which lender is right for you. However, if you’re looking for a loan provider that offers competitive interest rates, flexible repayment terms, and excellent customer service, look no further than IEMAS.Here are some top reasons why IEMAS should be your go-to choice for online loans:

  1. Competitive Interest Rates. One of the biggest factors to consider when taking out a loan is the interest rate. At IEMAS, we offer highly competitive interest rates that are tailored to your individual financial circumstances. This means you can rest assured that you are getting a fair deal and won’t be paying more than necessary.
  2. Flexible Repayment Terms. At IEMAS, we understand that everyone’s financial situation is different. That’s why we offer flexible repayment terms that are tailored to your specific needs. This means you can choose a repayment plan that suits your budget and won’t leave you struggling to make ends meet.
  3. Excellent Customer Service. At IEMAS, we pride ourselves on providing excellent customer service. Our experienced team is always available to answer any questions you may have and help guide you through the loan application process. We understand that taking out a loan can be stressful, but we are here to make the process as smooth and hassle-free as possible.
  4. Streamlined Application Process. When it comes to applying for a loan, time is of the essence. That’s why we offer a streamlined online application process that can be completed in just a few minutes. This means you can apply for a loan from the comfort of your own home, without having to take time off work or travel to a physical location.
  5. Faster Turnaround Time. When you apply for a loan with IEMAS, you can expect a fast turnaround time. Our team will review your application quickly and provide you with a decision as soon as possible. This means you can get the funds you need when you need them, without having to wait weeks or months for a decision.

In addition to these benefits, applying for an IEMAS loan online also offers several advantages over applying in-person. For example, you can complete the application process at any time, from anywhere with an internet connection. You can also access information about your loan status and repayment schedule online, making it easier to stay on top of your finances.

In conclusion, IEMAS is a reputable online loan provider that offers a variety of loan products to meet the needs of its customers. Applying for a loan online is quick, easy, and convenient, and there are many benefits to doing so. By following our step-by-step guide and tips for improving your chances of approval, you can get the funds you need to achieve your financial goals.

Your comment

Joshua Joubert
28 November 2023
Applying for a loan through this service was so simple that I felt confident at every stage.
Thato Masango
13 November 2023
The loan service is a reliable way to get money at the right time. Very pleased with the efficiency.
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Lerato Nkosi
I appreciate the convenience of online loan services for those moments when I\'m short on cash. When an urgent payment arises, there\'s always a lending company ready to assist. While there\'s a slight premium to pay later, the interest rates are quite reasonable.
Ursula Van Vuuren
Thank you for the fast processing of the loan application! Approved despite bad credit history
Yvette Adams
I was left without a job, and the child has a birthday ... The guys helped out with the right amount. Returned without problems
Francois Swart
I have a bad credit history, but the company went on a concession to me and gave me a loan of 10,000 rand. I try to close it and thus improve my rating. Thank you Best-Loans!
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