Loanzie Review
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 012 881 0605
Shedule Monday - Friday
08:00 - 18:00

Are you in need of quick cash loans in South Africa? Look no further than Loanzie! We understand that unexpected expenses can arise at any time and sometimes you need a little extra cash to get by. That’s where we come in.

Loanzie is a trusted online platform that specializes in providing fast and easy cash loans for people over 18 years of age. With Loanzie, you can apply for a loan from the comfort of your own home, without the hassle of traditional bank loans.

The application process is simple and straightforward. Fill out our online application form and provide us with your personal and financial details. We’ll then assess your application and let you know if you qualify for a loan.

One of the biggest benefits of using Loanzie is our fast approval process. Once you’ve been approved, you can expect to receive your cash loan in just a few hours. This means you can take care of your expenses without having to wait for days or weeks for approval.

We also offer flexible repayment terms, so you can choose a repayment plan that works best for you. Whether you need to repay your loan in a few weeks or a few months, we’ve got you covered.

At Loanzie, we pride ourselves on being a friendly and approachable platform. We understand that taking out a loan can be a daunting experience, which is why we strive to make the process as easy and stress-free as possible.

So, if you’re in need of quick cash loans in South Africa, look no further than Loanzie. Our easy online application, fast approval process, and flexible repayment terms make us the perfect choice for anyone in need of quick cash. Don’t hesitate to contact us today and see how we can help you!

Loan parameters
  • Loan amount
    R500 – R8,000
  • Interest
  • Term
    1 – 6 months
  • Age
    18+ years

Eligibility and Requirements

If you are in need of financial assistance, Loanzie in South Africa is here to help. But before you start dreaming about what you will do with your loan, it is important to know whether or not you are eligible to apply. In this blog post, we will outline the eligibility criteria and requirements for getting a loan from Loanzie.

Eligibility Criteria

Firstly, in order to apply for a loan from Loanzie, you must be a South African citizen or have permanent residency in the country. Additionally, you must be over 18 years of age and have a steady income. This income could come from a job or a business, as long as it is consistent.

If you meet these eligibility criteria, you can move on to the next stage of the loan application process.

Documentation and Requirements

When applying for a loan from Loanzie, there are certain documents and requirements that you will need to provide. These include:

  1. Identification: You will need to provide proof of your identity, such as a South African ID document or passport.
  2. Proof of Income: You will need to provide proof of your income, such as payslips or bank statements. This is to ensure that you are able to repay the loan.
  3. Bank Account: You must have a valid bank account in your name. This is where the loan will be deposited, and where the repayments will be deducted from.
  4. Contact Information: You will need to provide your contact details so that Loanzie can get in touch with you regarding your loan application.

Once you have gathered all of the necessary documentation and requirements, you can start the loan application process. This can be done online or in person at one of Loanzie’s branches.

How to Apply for a Loan

If you’re in need of financial assistance, applying for a loan from Loanzie in South Africa might be just what you need. However, the loan application process can seem a bit daunting, especially if you’ve never done it before. But fear not, we’ve got you covered with this step-by-step guide on how to apply for a loan from Loanzie.

  • Step 1: Check Your Credit Score
  • Before applying for a loan, it’s important to know your credit score. Your credit score is a reflection of your creditworthiness, and lenders use it to determine whether or not to approve your loan application. A good credit score can increase your chances of approval and may even qualify you for lower interest rates. Loanzie offers loans to people with all credit scores, but it’s still important to know where you stand before applying.
  • Step 2: Determine Your Loan Amount
  • Once you know your credit score, you can determine how much you need to borrow. Loanzie offers loans from R1000 to R200, 000, so take the time to consider your needs carefully. Borrow only what you need and can afford to repay.
  • Step 3: Fill Out the Loan Application Form
  • Now it’s time to fill out the loan application form. You can do this online or visit Loanzie’s office in person. The application form will ask for personal information, such as your name, address, employment details, and income. It’s important to fill out the form accurately and honestly to avoid any delays or denials.
  • Step 4: Provide All Necessary Documentation
  • Loanzie requires certain documentation to process your loan application. This may include proof of income, a copy of your ID, and bank statements. Make sure you have all the necessary documents ready before submitting your application to avoid any delays.
  • Step 5: Wait for Approval
  • Once you’ve submitted your loan application and provided all necessary documentation, you’ll need to wait for approval. Loanzie’s loan approval process is fast, and you should receive a response within 24 hours. If your loan is approved, you’ll receive the funds in your bank account within 24-48 hours.

Tips for a Successful Loan Application

  • Be honest and accurate when filling out the application form.
  • Provide all necessary documentation to avoid any delays.
  • Borrow only what you need and can afford to repay.

Loanzie in South Africa: Repaying Your Loan

You still have to repay your loan on time to avoid late fees and penalties. In this article, we’ll discuss the repayment terms and options available to borrowers and provide guidance on how to make timely and consistent payments.

Repayment Terms and Options

Loanzie offers repayment terms ranging from 12 to 72 months, depending on the loan amount and purpose. You’ll be required to make monthly payments on the due date specified in your loan agreement. Your payment will consist of the principal amount borrowed plus interest and any fees. You can choose to make payments through our online portal, bank transfer or debit order. We recommend setting up a debit order, so you don’t have to worry about missing payments.

Making Timely and Consistent Payments

Missing a payment or making a late payment can negatively affect your credit score and result in late fees and penalties. Therefore, it’s important to make timely and consistent payments. Here are some tips to help you do that:

  1. Set a reminder: Use your phone or computer calendar to set reminders for your payment due date. This way, you won’t forget to make a payment.
  2. Budget: Make sure you budget for your loan payment every month. Factor it in as a fixed expense, just like rent or utilities.
  3. Automate payments: As mentioned earlier, setting up a debit order is a good way to ensure timely payments. If you choose this option, make sure you have enough funds in your account on the due date.
  4. Communicate: If you think you’ll have trouble making a payment, contact Loanzie as soon as possible. We may be able to offer a payment plan or alternative payment date.
  5. Pay extra: If you have extra funds, consider making an extra payment towards your loan. This will help reduce the overall interest paid and shorten the loan term.

Repaying your loan on time is crucial to maintaining good credit and avoiding penalties. At Loanzie, we’re committed to helping you throughout the loan process, including repayment. If you have any questions or concerns, don’t hesitate to contact us. We’re here to help you achieve your financial goals.

Your comment

Fast and Easy Loans Online
Fast and Easy Loans Online
Ready? Get it only in 5 minutes!


Lerato Nkosi
I appreciate the convenience of online loan services for those moments when I\'m short on cash. When an urgent payment arises, there\'s always a lending company ready to assist. While there\'s a slight premium to pay later, the interest rates are quite reasonable.
Nokuthula Fourie
I use not the first time and every time only positive reviews. Quickly issue the necessary money at low interest rates.
Nicole Mtsweni
I had to apply for a loan for the first time, they approved R50000, well, in principle, I needed that much. Applying for a loan online is simple, the site has all the information, step-by-step registration, quick response.
Amanda Radebe
First time using this service. They quickly checked the documents and gave a loan on good terms. I recommend.
Apply Now

Applying does NOT affect your credit score!

No credit check to apply.