OneDebt Review Debt
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Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 087 232 3400
Shedule Monday - Friday
08:00 - 18:00

Today, we want to take a moment to talk about an issue that affects many people in South Africa. We know that managing your finances can be challenging, especially when you’re dealing with debt. That’s why we want to introduce you to One Debt, a brand that is dedicated to helping people overcome their debt struggles. We believe that everyone deserves a fresh start, and we’re here to provide the support you need to get back on track. So, if you’re looking for some guidance on how to manage your debt and take control of your finances, keep reading!

Loan parameters
  • Loan amount
    R2,000 – R300,000
  • Interest
  • Term
    1 – 10 years
  • Age

Causes of Debt

Debt is a common issue faced by many people in South Africa. It occurs when you borrow money from a lender with the promise of paying it back with interest. However, many factors can contribute to taking on debt, including:

  1. Emergencies: Unforeseen circumstances such as medical emergencies, car breakdowns, or home repairs can leave you with unexpected expenses that require borrowing money.
  2. Lifestyle: Keeping up with the latest trends or trying to impress others can lead to overspending and accumulating debt.
  3. Education: Pursuing higher education can be a costly endeavor with many students taking on loans to cover tuition fees, accommodation, and other expenses.
  4. Business: Starting a business requires a significant amount of capital, and many entrepreneurs turn to loans to get their ventures up and running.
  5. Lack of financial literacy: Many people lack the necessary knowledge and skills to manage their finances effectively, leading to poor spending habits and debt accumulation.

Financial institutions play a crucial role in providing credit to individuals and businesses. Banks, micro-lenders, and other financial institutions offer various loan products to meet the needs of their customers. These loans can be secured or unsecured, with interest rates ranging from low to high, depending on the type of loan and the borrower’s credit score.

To avoid falling into debt, it’s essential to take a proactive approach to managing your finances. Here are some tips to help you stay out of debt:

  1. Create a budget: Track your income and expenses to identify areas where you can cut back on spending and allocate more money towards savings or debt repayment.
  2. Save for emergencies: Set aside a portion of your income for unexpected expenses such as medical bills or car repairs.
  3. Live within your means: Avoid overspending or trying to keep up with the latest trends. Stick to a budget and spend money only on what you need.
  4. Avoid unnecessary debt: Only take on loans that are necessary and avoid high-interest loans such as credit cards and payday loans.
  5. Educate yourself: Learn the basics of personal finance, including budgeting, saving, and investing. Attend financial literacy workshops or consult with a financial advisor to get personalized advice on managing your finances.

Debt Solutions

If you’re struggling with debt, you’re not alone. Millions of people in South Africa are in the same boat. But the good news is that there are solutions available to help you get your finances back on track. In this blog post, we’ll discuss some of the different debt solutions available in South Africa, the pros and cons of each, and how One Debt can help you manage your debt.

Debt Consolidation

Debt consolidation is a popular debt solution that involves taking out a new loan to pay off all your existing debts. This can simplify your debt payments and reduce your interest rates, but it may also extend the term of your debt and end up costing you more in the long run.

Debt Counselling

Debt counselling is a formal debt solution that involves working with a debt counsellor to develop a debt repayment plan that you can afford. This solution can protect you from legal action by your creditors and reduce your interest rates, but it may also limit your access to credit and require you to make payments for several years.

Debt Review

Debt review is another formal debt solution that involves a debt counsellor reviewing your debts and negotiating with your creditors to reduce your interest rates and monthly payments. This solution can protect you from legal action and help you avoid bankruptcy, but it may also limit your access to credit and require you to make payments for several years.

Debt Settlement

Debt settlement is a debt solution that involves negotiating with your creditors to settle your debt for less than you owe. This can help you get out of debt quickly, but it may also damage your credit score and result in tax consequences.


Bankruptcy is a legal process that involves declaring yourself unable to pay your debts. This can help you eliminate your debt, but it may also damage your credit score and limit your access to credit for several years.

How One Debt Can Help

One Debt is a debt management company in South Africa that can help you manage your debt and find the right debt solution for your needs. We offer free debt assessments and can help you develop a debt repayment plan that you can afford. We also work with your creditors to negotiate lower interest rates and monthly payments. With One Debt, you can get back on the path to financial freedom.

One Debt Services

One Debt, we understand how overwhelming it can be to deal with debt. That’s why we offer a range of services to help you get back on your feet. Our team of experts will work with you to create a personalized debt management plan that fits your unique situation.

Our debt management services include debt counselling, debt consolidation, and debt review. We’ll help you understand your options and choose the best path forward. Whether you need to negotiate with creditors or consolidate your debt into one manageable payment, we’re here to help.

But One Debt is more than just a debt management service. We’re committed to helping our clients become debt-free and stay that way. That’s why we offer ongoing support and guidance throughout the process. We’ll help you make the lifestyle changes necessary to achieve financial stability and avoid future debt.

If you’re over 18 years old and struggling with debt, One Debt can help you. Contact us today to learn more about our debt management services and start your journey to becoming debt-free.

Debt is a reality that many people face in South Africa. Whether it’s student loans, credit card debt, or other forms of borrowing, debt can be overwhelming and stressful. That’s why it’s important to understand debt and how to manage it, especially for people over 18 years of age. In this blog post, we’ll introduce One Debt as a reliable source of information and assistance for those struggling with debt in South Africa.One Debt is a company that offers debt counselling and debt review services to people across South Africa. They understand that debt can be a complex issue, and they’re committed to helping their clients understand their options and find a way forward. With their expertise and experience, One Debt is a trusted name in the industry, and they’ve helped countless people take control of their debt and improve their financial situation.

As a person over 18 years of age, it’s important to understand the impact that debt can have on your life. It can affect your credit score, your ability to get a loan or credit card in the future, and even your mental health. That’s why it’s crucial to take debt seriously and seek help if you’re struggling.

One Debt in South Africa offers a range of services to help people manage their debt. Their debt counselling service is designed to help clients understand their debt and their options for paying it off. They can help you create a budget, negotiate with creditors, and come up with a plan to get out of debt. And if you’re already in debt review, One Debt can provide ongoing support to help you stay on track and achieve your financial goals.

In addition to their debt counselling and debt review services, One Debt also offers educational resources and tools to help people understand debt and how to manage it. Their website features a wealth of information on debt, credit scores, budgeting, and more. They also offer free debt assessments, so you can get a better sense of your financial situation and what steps you need to take next.

Overall, One Debt is a reliable and friendly source of information and assistance for people over 18 years of age who are struggling with debt in South Africa. If you’re feeling overwhelmed by debt, don’t hesitate to reach out to them for help. With their expertise and support, you can take control of your debt and improve your financial future.

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Dumisani Govender
First time using this service and was satisfied. Thanks to the manager who helped me figure out and choose the best loan online.
Ursula Van Vuuren
Thank you for the fast processing of the loan application! Approved despite bad credit history
Favorite among online loan companies. Got a loan on favorable terms. I can recommend this service.
Benjamin Shabalala
The service does not really stand out against the background of its counterparts, but they gave me here without any problems at 0.01 percent. A small amount was approved, of course.
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