Udu Loans Review

Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 086 099 9221
Monday - Friday 08:00 - 18:00

Udu loans are a great way to get a quick loan. They offer a smart online loan platform where you can choose your amount and repayment term.

You can apply for a loan of up to R150 000 with payments of 12 months to 60 months depending on what you want the money for. Known for their reputable service, you can rest assured that you’re in good hands with Udu loans.

Loan parameters
  • Loan amount
    R4,000 – R150,000
  • Interest
  • Term
    12 – 60 months
  • Age
    18+ years

Smart Online Loans

Getting a loan from a traditional bank or credit union can be a chore and you may not get the best rate for your buck. Having said that, there are many online lenders out there to choose from. The best one of the lot is Cathay Bank and its subsidiary, Udu Loans. The bank has a variety of smarpy sized loans to suit your needs ranging from small business loan to personal loan and everything in between. The best part is that you can use their website to complete the application on the go. You don’t even need a computer or tablet in the office to complete the entire process and you won’t have to worry about the dreaded questionable security measures.

Easy to Apply

South Africans who are looking for an easy way to apply for a loan will be happy to know that Udu loans are one of the most convenient options around. They have a mobile app that is user-friendly and allows you to submit your application online, offline or both. You can also send your bank statements through email, upload them or fetch them directly from your account.

When it comes to applying for a loan in Udu, it’s important to remember that it’s not just about the amount of money you need. You will also need to consider your credit score and your income as these factors will determine the amount of money you can borrow.

There are many ways to get a loan in South Africa, including personal loans and student loans. Both of these loans are available from a variety of providers and both can help you cover costs for unexpected expenses.

If you’re planning to go to university, you may be able to qualify for a student loan from the National Student Financial Aid Scheme (NSFAS). These loans are available to academically qualified but financially deprived students and can range in size from R2,000 to R30,000.

Another way to access a loan in Udu is to apply for a bursary at your preferred university. These are monetary awards that are awarded on the basis of academic performance and need not be paid back if you have a high pass rate.

Alternatively, you can take out an unsecured loan from one of the leading South African banks like Nedbank or Absa. These are a great option if you have a good credit rating and can afford to pay off your debt within a set period of time.

You should also note that all of the major South African banks have different guidelines, affordability checks and requirements so you may find that one offers you a better interest rate than the others. However, it’s best to shop around and compare their rates to find the right one for you.

Getting a loan in South Africa can be tricky if you don’t have a good credit score or if you’re new to the country. That’s why you should use a reputable lender like Udu to help you out.

Easy to Repay

Getting a loan can be an intimidating process, but Udu loans have made the application and repayment processes easier for South Africans. The company’s digital platform makes the entire process easy to understand and manage. The loan is deducted from your salary in installments and you can repay it over 12 to 60 months depending on the agreement reached during the application process.

Udu loans in South Africa are a great way to get financial emergency assistance without having to go through the tedious process of applying and waiting for a decision. They handle all the processes for you and make sure that you are able to get the money you need within 24 hours. They also provide a 24/7 customer service that is ready to help you with any questions or concerns you may have.

Easy to Manage

Udu loans are a popular way for South Africans to get the financial help they need when emergencies strike. They offer instant loans that are incredibly efficient and are easy to manage.

These loan platforms allow you to apply for up to R150 000 in minutes and make it easy to understand your monthly repayments. They also have a smart online loan calculator to give you an idea of how much you can borrow. The loan calculator is particularly useful if you need to compare the different offers on offer. You can even check out the latest interest rates so you can make the most informed decision possible.

Getting a loan used to be a complicated process that involved visiting various bank branches and call centres but it has become simpler and more convenient with the advent of these online platforms. The website Udu is easy to navigate and you only need 3 months’ bank statements to complete your application.

The platform Udu is unique because it utilises the latest technology to make the entire process quick, simple and easy to understand. You can choose the amount and repayment terms in just a few clicks, and then you are ready to go!

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Favorite among online loan companies. Got a loan on favorable terms. I can recommend this service.
Siphiwe Visser
An excellent company, I took from them many times, returned it on time, everything is transparent, as convenient as possible and no deception. Well done!
Chantal Sibanda
I ruined my credit history 10 years ago, and in the summer I urgently needed money for an operation. Relatives did not immediately have such an amount, it makes no sense to go to banks. Left an application online. And the very next day the money was in my account....
Nokuthula Fourie
I use not the first time and every time only positive reviews. Quickly issue the necessary money at low interest rates.
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