Virgin Money personal loans Money personal loans
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 441419517320
Shedule 9:00 to 18:00

Unexpected financial expenditures appear out of the blue and this is what every citizen of South Africa faces. And also it could be a little bit problematic to create a solution without help. To be able not to put yourself in a highly embarrassing state by turning to banks or requesting neighbors for aid, it is much nicer to get money in a loan company. This solution of the setting is accessible to its clients by MFI Virgin Money, which offers loan and fiscal services to locals of South Africa. Virgin Money personal loans are conceived in a manner so as to be capable to gratify practically all the credit seekers and aid them to achieve their desires.

With Regards to Virgin Money Loans for Borrowers in South Africa

Virgin Money unit trusts are reliable and sustainable in South Africa. If you have been searching for an Virgin Money personal loan, you are at the best place. We offer to your consideration a review that summarizes all that you should remember regarding the Virgin Money fiscal loans.

Are you needing an Virgin Money Personal Lending?

You will find plenty of factors why persons are in an urgent finance position. This is precisely why a R50 000 loan is a good option to provide access to quick bucks:

  • You are looking for money for example when you have an unpaid bill. In other situations, you could also spend money on emergency care, vacation, family support, or some other very own problems.
  • There’s definitely a need for debt consolidation to decrease the interest rate per 30 days.
  • If you do not have any personal savings.
  • The amount of money is utilized for profitable investments, such as educational background or modern equipment.
  • Whatever the situation for extra money is, Virgin Money firm presents finance services adapted to the individual requirements of everybody.
Loan parameters
  • Loan amount
    R80,000 - R250,000
  • Interest
  • Term
    1 - 84 months
  • Age
    18+ years

Detailed Submission Process at the Virgin Money

Virgin Money MFI puts itself in the place of others. As soon as they obtain a submission, they will need a while to consider it:

  • Your pay grade: Based on the General Lending Act guidelines, Virgin Money customer care tries to help you to be a dependable loanee. This indicates, they use the Lending Reporting Agency’s Data and Individual Risk profile regarding your credit score and see if you’re able to pay out the balance you are obligated to pay.
  • Your comprehension: It comes without mentioning that credit conditions might be complicated and tough. Virgin Money will try to make nearly all the essential details as straightforward as they can be. This also includes an understanding of the overall costs of the picked financial solution.
  • What your needs are: The bank as a rule accepts your inquiry merely if it suits your needs and instances.

The Following Documents are Demanded Along with your Lending application at Virgin Money

  • Any applicable type of identification from the South African Authorities;
  • Your last and actual salary payslip that doesn’t outperform 30 days;
  • Last 3 months financial institution statements. You need to state the down payment for the 3 months in the bank statement.

Extra Criteria

  • You should be of 18 years or older;
  • You must be debt-free before you actually leave the workplace;
  • You should always be at your occupation for a particular amount of time before you actually submit an application for credit.

Applying for Loans

You might submit an application for the credit by cellphone or at the nearest branch. But, we grant you a far more easy path to gain the Virgin Money. Virgin Money loans online are available by hitting Virgin Money loans online.

You should be forwarded to the homepage of Virgin Money. Pick the application solution on the webpage and submit the virtual application version. Consequently, send the receipts by online message or fax machine. Just after, you should wait for R20 000 loan endorsement.

What Term to Hold Out for a Reply?

In case you make a submission on the web, the process may be accomplished in only a matter of minutes. Be certain that you fulfill the obligations by double-checking the conditions. Make certain that all of the necessary aiding papers are saved and appropriately sent.

Virgin Money will upload bucks to your banking account within the following day whether all works out. Anytime you receive the bucks, you will additionally receive an SMS with the approval message.

Virgin Money Lending Repayment

Just after the conclusion of the term, you will have to confirm the paying order making use of a smartphone, cash machine, or internet banking platform. Right before operating your repayment order, your financial institution may inspect that everything is in order.

How many other Financing Opportunities does Virgin Money Provide?

Student Loan Finance. Virgin Money rewards students for nice grades, you can possibly submit an application for a scholarship to repay a significant component of the spending of studying at universities or colleges in South Africa.

Short-term fiscal loans – You could get up to 20,000 RP. Quick loans give a little amount of money that has to be paid off in a year.

Virgin Money consolidation loan. When you have plenty of credits, you may possibly apply for the Virgin Money debt consolidation service. Later you can easily use your bucks to reimburse your debts.

Many Advantages of the Virgin Money Personal Credit

The total that you can get is pretty flexible from R500 to R200000 determined by your necessities.

Favourable conditions of payment: 84-month is given to pay the loan to make your payoffs per month handy.

Trusted lending: the South African Virgin Money organization is a certified finance supplier. Virgin Money secure services assure that you will be in trustworthy, skilled care and attention.

Your comment

Titus Kulubot
17 November 2022
Loan approval is fast, and at normal interest rates. And if you give it back quickly, it turns out that there is practically no difference. Money is credited to the card quickly, no guarantors and papers are needed additionally. It's comfortable.
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Wayne Maluleka
I took out a loan and repaid it ahead of time. No extra interest charged
Yvette Adams
I was left without a job, and the child has a birthday ... The guys helped out with the right amount. Returned without problems
Ursula Van Vuuren
Thank you for the fast processing of the loan application! Approved despite bad credit history
Natalie du Toit
Loans are issued quickly if pressed and loans are not given at the bank. Simple and clear site. Convenient withdrawal of funds possibility of early repayment of the loan
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Applying does NOT affect your credit score!

No credit check to apply.