WesBank Loans Review

Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 086 193 7265
Monday - Friday 08:00 - 18:00

WesBank loans are one of the most popular forms of personal financing in South Africa. They allow you to borrow money for a variety of purposes, such as buying a car, a home improvement project, or paying off debt. They are often cheaper than credit cards and tend to have higher limits than personal lines of credit.

If you want to get a WesBank loan, the first thing you should do is find out if you qualify. Most lenders require you to have a clean credit record and a regular income. You also need to make sure that you are able to repay your loan without falling behind on payments. In addition, you should be able to provide a copy of your ID and 3 months’ bank statements or payslips.

You can apply for a WesBank personal loan online or over the phone. You can also submit a request via their mobile app. Alternatively, you can visit your nearest WesBank branch and speak with one of their consultants.

When you take out a WesBank Cash Power Personal loan, you can choose the amount (ranging from R5 000 to R150 000) and repayment term that best suit your needs. You will get a fixed interest rate and repayments will not be affected by interest rate hikes, so you can budget more effectively. You can also choose to include a customer protection plan that will settle your outstanding balance in the event of death, permanent disability, or a diagnosis of certain dread diseases.

Another advantage of WesBank personal loans is that you can apply for one with a minimal amount of paperwork and no collateral required. You can also access their loan application forms online 24 hours a day.

WesBank is part of the FirstRand Group, and it has a range of financial products for individuals as well as businesses. Its services include vehicle finance, asset-based lending, leasing and fleet financing, and insurance.

WesBank has a number of branches across the country, including those in major cities like Johannesburg and Cape Town. The bank also runs auctions nationwide for vehicles.

Loan parameters
  • Loan amount
    R5,000 – R150,000
  • Interest
  • Term
    2 – 6 years
  • Age
    18+ years

Vehicle Finance

If you want to buy a new vehicle, but lack the cash necessary for it, WesBank can help. They offer a wide variety of loan options that will fit your needs and budget. They also provide car insurance and other services that will help you protect yourself against the unexpected.

WesBank has been providing vehicle loans in South Africa for over 40 years and has a solid reputation for providing high quality service. Their team has a great deal of knowledge and experience in the finance industry, and they will always provide you with top-notch assistance when you need it most.

You can apply for a vehicle loan online or by visiting a WesBank branch. During this process, your credit history and affordability will be checked to ensure that you are eligible for the loan.

The WesBank website has a calculator that you can use to estimate your monthly repayment amount and term. This is useful for comparing different loan options and will help you decide which one is best for your situation.

When applying for a vehicle finance contract, you will be required to provide documents that prove your identity and financial situation. If the documents you provided are not valid or accurate, WesBank may refuse your application or cancel your contract.

In addition, you will be required to sign a contract that states that you are responsible for paying back the entire amount of the loan. This will ensure that you are accountable for the loan and that you will not be liable to pay for any extra expenses in the event of default on the payment.

As a business owner, you can also access vehicle financing through WesBank. This option will allow you to lease the vehicles that you need, while you can focus on running your business. You will also be able to take advantage of WesBank’s flexible terms, including repayment periods and interest rates.

WesBank has a long history in the automotive industry, and they have been providing vehicle finance since 1968. They have a large customer base and are partnered with over 60 leading international brands. Their main aim is to provide you with quality car finance that will meet your requirements and give you peace of mind when it comes to your finances.

Commercial Loans

When it comes to personal finance, WesBank is a lender that has a long history of breaking barriers and delivering on their promises. They strive to develop a relationship with their customers that goes beyond a single transaction, so they can offer effective financial solutions and help them grow their wealth.

They have a wide range of products to suit different needs and their clients are always satisfied. They will guide you through every step of the process and you can rest assured that they will have your best interests at heart.

For business owners, WesBank offers commercial loans that will allow you to purchase equipment and vehicles for your business. These loans can help you build a solid credit history that will allow you to take out more future financing.

WesBank also has a student loan product that can help you finance your education. You can apply online for this product and enjoy a preferential interest rate that is linked to your academic performance. You can even purchase credit life insurance to add extra security to your student loan.

Business Loans

A WesBank business loan is a form of debt that is used to finance the business operations of a company. The funds can be used to purchase equipment, pay the salaries of employees and pay for other costs associated with running a company.

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Matome Zwane
A fairly large directory of microfinance companies with online withdrawal of money to the card. They even work with salary cards, it is convenient then to give a loan with a salary
Siphiwe Visser
An excellent company, I took from them many times, returned it on time, everything is transparent, as convenient as possible and no deception. Well done!
Benjamin Shabalala
The service does not really stand out against the background of its counterparts, but they gave me here without any problems at 0.01 percent. A small amount was approved, of course.
Johannes Joseph
They approved the loan to me almost immediately, everything is very fast and cool without unnecessary red tape! Thanks!! You are best!
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