Xcelsior Loans Review

Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 012 997 1062
Monday - Friday 08:00 - 19:00

Xcelsior is a registered credit provider with over 15 years of experience in the financial industry. They have helped thousands of people to get access to funds.

Xcelsior loans are simple to apply for online and the application process is paperless. You can also receive your cash within 45 minutes.

Loan parameters
  • Loan amount
    R5,000 – R250,000
  • Interest
  • Term
    2 – 36 months
  • Age
    18+ years

Xcelsior is a registered credit provider

If you have a car, truck, jet ski or any other motor vehicle that is worth R5000 to R250,000 and need some extra cash fast, you can apply for a secured loan with Xcelsior. Their loans are a great option for people who need to take out a short-term loan because they can be approved very quickly and you can get your money within 45 minutes.

Xcelsior is a registered credit provider in South Africa and has over 15 years of experience in the financial services industry. They offer loans on all types of vehicles, including cars, trucks, SUVs, jet skis and motorcycles. The amount you borrow depends on the value of the vehicle that is placed as collateral, and you can borrow up to 50% of its value.

The company does not base its lending decisions on your credit profile, so you can get a loan even if you have poor credit. They can also help you to improve your credit score as they offer a range of credit solutions that are specifically designed for those with low credit scores.

Their online application process is quick and easy, and they will come to you for the initial assessment. They have an extensive network of offices and consultants so you will always be able to find someone who can assist you with your credit needs.

Once you are approved, Xcelsior will collect your security asset or you can deliver it to them yourself and then they will store it securely in a secure facility that has 24-hour video surveillance, electric perimeter fencing and safe access control. Once you settle your loan, Xcelsior will return your asset to you in the same condition that it was received.

Moreover, Xcelsior loans in South Africa are very flexible and can be used for almost any purpose. You can use them to pay for home improvements, for travel expenses or anything else that you may need. They also give you the option to choose the type of loan that you would like, and you can have as much or as little money as you want.

Xcelsior accepts all types of vehicles

One of the best things about Xcelsior is that they are able to offer loans in South Africa using all types of vehicles as collateral. This is a great alternative to conventional loans from the banks, and can be a good option for clients who have had a credit score slashed or are blacklisted.

Xcelsior is a well established lender that has been around for more than 15 years. Its ethos is to make the lending process as simple and transparent as possible. This includes making sure that you get the best loan for your circumstances and that you are able to repay it in a reasonable time frame.

The company offers a variety of services, including personal loans and car insurance. They are a trusted partner in the industry and have an excellent reputation for their customer service.

They also have a great track record in providing the most cost-effective financial solutions for their customers. They also have a fantastic customer service department that is always available to help you with any queries you may have.

There are many ways to apply for a Xcelsior loan, but the most efficient way is to use their online application form. This is a paperless process and will take less than 30 minutes to complete. Once you have submitted your information, an Xcelsior consultant will be in touch with you to discuss your requirements and answer any questions you might have.

Xcelsior is the best company to turn to when you need a quick online loan with no hassle. You can borrow up to R250,000 using your motor vehicle as security, and their interest rates are extremely competitive.

Xcelsior offers a quick online loan

A quick online loan is a great way to get some cash when you need it. This is especially important if you have been struggling with your finances and need help with an urgent situation.

One of the best companies offering a quick online loan is Xcelsior. They offer a range of different types of loans and are able to provide the right type of loan for you. Whether you need to pay off a debt, cover unexpected expenses or fund your business, Xcelsior is able to help you out.

They have been in the business for over 15 years and they are a credit provider of choice. They have a strong focus on providing exceptional customer service and this has helped them build up a good reputation in the industry.

The company offers a number of benefits to its customers including no credit checks and a quick process that is easy to follow. In addition, they provide a high level of security for their clients’ assets.

Xcelsior has been around for over 15 years and they have become a trusted credit provider in South Africa. They are an exclusive retained registered credit provider and have been able to grow their business over the years.

Their quick online loans are a popular option among South Africans who need to get some money quickly. They can be used for a variety of purposes and you can be sure that they will be paid back promptly.

Xcelsior offers a personal loan

Xcelsior is one of the most reputable providers of secured personal loans in South Africa. They offer a quick online loan to all types of applicants regardless of credit status. They also have an excellent customer service team that is available for all enquiries. They are a registered credit provider and their services are in line with the laws of South Africa.

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Bruce Sibisi
Online loans have saved me several times and everything has been great. Like online filing and money comes the same day after approval.
Mandisa Palmer
Quickly consider a loan application and transfer money to an account
Chantal Sibanda
I ruined my credit history 10 years ago, and in the summer I urgently needed money for an operation. Relatives did not immediately have such an amount, it makes no sense to go to banks. Left an application online. And the very next day the money was in my account....
Benjamin Shabalala
The service does not really stand out against the background of its counterparts, but they gave me here without any problems at 0.01 percent. A small amount was approved, of course.
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