Ayoba Loans Review

Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 074 123 8235
Monday - Friday 08:00 - 18:00

Ayoba Loans is a South African micro lender that offers fast, flexible loans. They believe that all South Africans should have access to financial services and offer a variety of products and services that are quick, easy, and affordable.

They are also one of the few lenders that offers blacklisted no credit checks personal loans. This is because they understand how difficult it can be for blacklisted people to obtain cash loans from banks.

Loan parameters
  • Loan amount
    R1,000 – R250,000
  • Interest
  • Term
    3 – 60 months
  • Age
    18+ years

Unsecured Personal Loans

Ayoba Loans is a reputable lender in South Africa that offers a variety of financial solutions. They offer unsecured personal loans which are perfect for anyone who needs quick cash for an emergency. Their online application process is easy and simple. Once your application is approved, Ayoba Loans will deposit the funds directly into your bank account.

Ayoba Loans has a team of highly experienced advisors who will help you with all your financial needs. They also believe in equal opportunity and will assist you regardless of your credit status. They offer a range of loans at a variety of interest rates and repayment terms.

They have a high approval rate for online applications and will walk you through the entire process from start to finish. Their friendly customer service is available round the clock and they are dedicated to helping you find the best deal possible.

One of the most popular types of unsecured loans in South Africa is payday lending. This type of loan involves getting a small amount of money from the lender, and then repaying it once you receive your salary. Many lenders in South Africa do not check your credit history, which means that you may be able to qualify for a payday loan even if you have poor credit scores.

Another type of unsecured loan is a home loan. These are ideal for individuals who need to buy a house or build a new one. Unlike a payday loan, you must be able to show proof of your income before being approved for this type of mortgage.

Ayoba Loans offers a wide range of personal loans for both blacklisted and non-blacklisted applicants. They also provide a variety of other financial services to their customers.

Blacklisted No Credit Checks

Ayoba Loans is a South African lender that offers personal loans for blacklisted no credit check to help individuals get quick, affordable and flexible cash when they need it the most. These short-term loans are offered through a simple online application process and come with easy repayment terms that you can easily manage.

The best thing about Ayoba Loans is that they offer quick, convenient and secure loans with no paperwork needed. You can also pay the loan back via multiple means, including direct debit, e-wallet and debit order. The company also offers financial advice and budgeting tips to make sure that you can manage your money effectively.

Getting a loan is easy for most people, but getting one when you have a poor credit history can be difficult. This is because many banks will decline your application if they notice that you have a bad credit score. This is because they are concerned about your ability to repay the loan.

However, there are a number of reputable South African lenders who will approve your application on the basis of your personal circumstances and financial situation. Moreover, some of these lenders will allow you to increase the amount you can borrow or the duration of your loan term to suit your needs.

Another option is to take out a debt consolidation loan, which can help you consolidate several different unsecured loans into one, which will lower your monthly installments and interest rates. This type of loan can be particularly helpful for blacklisted borrowers who want to improve their credit ratings and save money in the long run.

You should also try to dispute any errors in your credit report. This can increase your chances of approval, as it shows that you are taking steps to fix them.

In addition to this, you should also ensure that you are making repayments on time and avoid paying late fees or overdue debts. This can make a big difference to your credit rating and increase your chances of getting a loan.

Easy Online Application

Ayoba Loans is a South African online lender that aims to provide easy, fast loans for blacklisted people. They offer unsecured personal loans that allow you to borrow money without submitting any of your assets as security. They also have a dedicated team of consultants that make the application process quick and simple.

Whether you need to pay an unexpected bill, repair a vehicle or cover medical expenses, Ayoba Loans can help. Their online applications are straightforward, requiring just basic information. They’ll also give you a loan amount that suits your budget.

Easy Payment Options

Ayoba Loans is a well-known and trusted online lender that offers unsecured personal loans to South Africans. Their solution is fast, easy, and safe – making it ideal for anyone who needs money quickly. Their solutions are designed to fit your budget and repayment terms are flexible.

Your comment

Aidan Basson
20 November 2023
Applying for a loan through this service was surprisingly simple and successful. I recommend to all!
Bongiwe Dladla
07 October 2023
The quick approval of my loan application made my life easier. Thanks for your efficiency!
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Tshepo Zwane
Everything is organized and simple and decided that this site will always help out in difficult situations. Everything suits me, thanks
Wayne Maluleka
I took out a loan and repaid it ahead of time. No extra interest charged
Nicole Mtsweni
I had to apply for a loan for the first time, they approved R50000, well, in principle, I needed that much. Applying for a loan online is simple, the site has all the information, step-by-step registration, quick response.
Dumisani Govender
First time using this service and was satisfied. Thanks to the manager who helped me figure out and choose the best loan online.
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Applying does NOT affect your credit score!

No credit check to apply.