Loans Review
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 011 450 2450
Shedule Monday - Friday
08:00 - 17:00

If you have been looking for a vehicle or bakkie, but can’t afford to buy one, loans may be the answer. They are easy to apply for and available in the Western Cape, Gauteng and KwaZulu Natal.

What is a Finance Agreement?

A finance agreement is a document that details the instalments you will be paying to finance your vehicle and the final value you will pay at the end of the term.

What is a Vehicle Loan?

A vehicle loan is the best way to go about financing a new car or a pre-owned vehicle. Banks have a variety of lending options to choose from, some of which are aimed at the budget conscious. As with any loan, it’s important to shop around for the best rate possible. Choosing the right lender can make all the difference between a good deal and being stuck with the wrong vehicle. In addition to a loan, you will also need to consider your vehicle’s maintenance and insurance requirements. For more information about vehicle finance, check out our helpful vehicle loan calculators and learn more about how to make your purchase a breeze.

What is a Personal Loan?

A personal loan is a form of unsecured borrowing, which means that it’s not tied to any assets you own. It’s a great way to access cash for a wide range of purchases, from buying a car to paying off your home mortgage. Generally, a personal loan will be repaid over a period of time with monthly repayments.

The interest rate on your vehicle finance will depend on market forces (the prime interest rate set by the SARB), and can change from month to month. If the prime interest rate is lower, then your car finance repayments will be cheaper. However, if the prime interest rate rises, then your vehicle finance repayments will be higher. So, it’s important to be able to budget your repayments carefully so that you can afford to pay back the loan on time and in full.

It’s also essential to ensure that you’re on the right track when it comes to your credit score. This will be determined by how well you’ve been making your payments on any loans and credit facilities in your name. If you’re struggling to make your payments every month, it’s likely that a bank will be less willing to lend you money for your next vehicle.

Lastly, it’s important to note that any late or missed payments will incur additional charges and may affect your credit rating negatively. It’s therefore vital that you get in touch with your lender as soon as possible if you think you may be experiencing any problems. loans are a popular financing option for those looking to purchase a car in South Africa. is a leading online marketplace for buying and selling new and used vehicles, and they also offer a range of loan options to help customers finance their dream car.Whether you’re looking for a new or used car, loans can help you get behind the wheel. They offer a variety of loan options to suit different needs and budgets, including secured and unsecured loans, as well as balloon payments and fixed or variable interest rates.

One of the benefits of getting a car loan through is that they work with a network of trusted lenders, which means they can help you find the best deal on your loan. This can save you time and money, as you won’t have to shop around for different lenders on your own.

Loan parameters
  • Loan amount
    R10,000 – R100,000
  • Interest
  • Term
    6 – 72 months
  • Age
    18+ years

Another benefit of loans is that they offer flexible repayment terms. Depending on your loan agreement, you may be able to choose the length of your loan term and the frequency of your repayments. This can help you manage your finances more effectively and ensure that you stay on top of your payments.

If you’re interested in applying for a loan, the process is simple and straightforward. You can apply online or in person at one of their partner dealerships. To apply online, simply fill out the application form on their website and provide the necessary documentation, such as your ID, driver’s license, and proof of income.

Are you looking to buy a car in South Africa but are short on cash? Look no further than loans. This reliable and trustworthy loan service is designed to help you finance your dream car without the hassle that comes with traditional banks and lenders.

So, what are loans? They are a flexible and convenient way to finance your car purchase, with a range of different loan options available to suit your needs. Whether you’re looking to buy a new or used car, or even a classic or luxury vehicle, loans can help you get the money you need.

One of the key advantages of loans is that they are straightforward and easy to understand. You don’t need to have a degree in finance to apply, as the application process is simple and streamlined. You can apply online, from the comfort of your own home, and you’ll receive a decision quickly.

There are several different types of loans available through, including secured and unsecured loans, as well as balloon payment and residual value options. Secured loans require collateral, such as your car or home, while unsecured loans do not. Balloon payment loans involve paying a lump sum at the end of the loan period, while residual value loans allow you to pay a lower monthly amount with a larger payment due at the end of the loan term.

One of the standout features of loans is the competitive interest rates. Compared to other loan options, loans offer some of the most competitive rates on the market. This means that you can save money on interest charges over the course of your loan term.

Another advantage of using loans is the flexibility. You can choose the loan term that works best for you, whether that’s a short-term loan of 12 months or a longer-term loan of 60 months. Plus, you can choose to make extra payments or pay off your loan early without any penalties.

Overall, if you’re looking to finance your car purchase in South Africa, loans are a reliable and convenient option. With flexible loan terms, competitive interest rates, and a straightforward application process, you can get the money you need to buy your dream car without any hassle.

If you are looking for a reliable and trustworthy financial partner for your car purchase, look no further than This South African company offers car loans to help you finance your dream car. The application process is easy and straightforward, but it is important to know what to expect before you apply.

To apply for a loan, you need to be a South African citizen or permanent resident with a valid South African ID. You must also have a valid driver’s license and be over the age of 18. In addition, you need to provide proof of income and a copy of your latest bank statement.

The first step in the application process is to visit the website and fill out the online application form. You will need to provide your personal information, including your name, address, and contact details. You will also need to provide information about the car you want to purchase, including the make, model, and year.

Once you have submitted your application, a representative will contact you to discuss your loan options. You will be asked to provide additional information about your income and expenses, as well as any other debts you may have. The representative will then provide you with a loan offer, which will include details about the loan amount, interest rate, and repayment terms.

If you decide to accept the loan offer, you will need to provide the necessary documentation, including proof of income and a copy of your ID. The loan will then be processed, and the funds will be transferred to your bank account. You can then use the funds to purchase your dream car. offers competitive interest rates and flexible repayment terms to suit your budget. You can choose to repay the loan over a period of up to 72 months, depending on your financial situation. The company also offers insurance products to protect your investment and provide you with peace of mind.

Detail the requirements needed to qualify for a loan is a reputable online platform that offers a wide range of services to South African car owners and enthusiasts. Among the many services offered by is the provision of car loans to those who wish to purchase a car but don’t have enough money to do so upfront. In this blog post, we will provide you with a step-by-step guide on how to apply for loans, the requirements needed to qualify for a loan, and how easy and convenient the application process is.

To begin with, applying for a loan is a simple and straightforward process. The first step is to visit the website and navigate to the loans section. Once there, you’ll be required to input some basic information about yourself and the car you intend to purchase. The information required includes the make and model of the car, the amount of money you need to borrow, and your personal details such as your name, ID number, and contact information.

Once you’ve submitted this information, the team will review your application and determine if you qualify for a loan. To qualify for a loan from, there are several requirements that you must meet. Firstly, you must be over 18 years of age and have a valid South African ID. Secondly, you must be employed and have a regular income that can be used to repay the loan. Finally, you must have a good credit score and no outstanding debts that could affect your ability to repay the loan.

Assuming you meet these requirements, the next step is to provide the team with any supporting documents that they may require. These documents may include proof of income, bank statements, and proof of residence. Once you’ve provided all the necessary documents, the team will review your application and if everything checks out, they’ll approve your loan.

One of the standout features of loans is the ease and convenience of the application process. Unlike traditional banks, which require you to physically visit a branch and fill out lengthy application forms, allows you to apply for a loan from the comfort of your own home. This means you can complete the entire process online, saving you time and hassle.

In conclusion, if you’re in the market for a car and need a loan to make the purchase, loans are a great option. With a simple and straightforward application process, clear eligibility requirements, and a commitment to providing excellent customer service, is a trusted and reliable source of car loans in South Africa. So why wait? Head over to the website today and apply for your loan now!

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Nicole Mtsweni
I had to apply for a loan for the first time, they approved R50000, well, in principle, I needed that much. Applying for a loan online is simple, the site has all the information, step-by-step registration, quick response.
Siphiwe Visser
An excellent company, I took from them many times, returned it on time, everything is transparent, as convenient as possible and no deception. Well done!
Claudia da Silva
The site and online service are convenient, save time, and you can register at any time, they work 24/7. I have a bad credit history and I honestly indicated everything in the questionnaire. Received the money the next day.
Tshepo Zwane
Everything is organized and simple and decided that this site will always help out in difficult situations. Everything suits me, thanks
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