Investec Loans Review
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: +27 (11) 286 9663
0860 110 161
Monday - Friday 08:00 - 18:00

Investec loans are designed to meet the needs of every client. They have an in-house team of experts who provide a range of financial services. These include a home loan, business loan, and alternative credit options.

Loan parameters
  • Loan amount
    R1,000 – R250,000
  • Interest
  • Term
    1 – 60 months
  • Age
    18+ years

Investec offers competitive interest rates

Investec offers a wide range of cash solutions that can be tailored to meet your savings needs. Its Corporate Cash Manager (CCM) is an innovative and secure online banking system that gives you access to competitive interest rates on savings accounts. These rates approximate the performance of the average of the top four qualifying South African retail money market funds, while providing you with a fixed differential of up to 0.20% or 0.25% determined by your choice of notice period and liquidity percentage period.

Moreover, Investec offers a number of different loan packages that can help you with your financial goals. These include a personal loan, car finance, and business loans. These loans are designed to help you achieve your financial goals while maintaining a high level of service. They also offer a flexible repayment plan, which allows you to pay off your loan early without incurring additional fees.

Another benefit of Investec is that it offers competitive rates for mortgages. The company provides its clients with a variety of loan options, including fixed- and variable-rate loans, as well as repayment periods that range from three to 5 years. In addition, it provides a variety of mortgage calculators to help you determine how much you can afford to borrow.

The Investec Bank Group is an international specialist banking group offering unique profit-generating solutions across asset management, wealth and investment, and specialised financing. It has been servicing clients since 1974 with its bespoke products and services in its three principal markets. Investec has a strong track record of investing in and growing its businesses.

Investec has launched a fund finance team to tap a likely spurt in demand for loans from acquisitive money managers seeking to buy out competitors that are underperforming or trading at discounts to the tangible value of their assets. Led by David Drewienka, the team will focus on lending to closed-ended funds and will aim to facilitate structural investments to boost or restructure balance sheets at the fund manager level. It will also look at funding acquisitions of FTSE 250 or AIM-listed closed-ended funds.

Investec offers fast loans

Investec offers lending solutions that are tailor-made to suit your needs. They have a wide range of loans available including personal loans, property financing, and vehicle loans. They offer flexible repayment terms and competitive interest rates. Investec also provides lifestyle management advice to help you make the most of your money.

Whether you need to finance your home renovations, or need cash for an emergency, Investec can help. They offer a variety of short term loan options that can provide you with the funds you need quickly. You can apply for a loan online or over the phone and receive a decision in as little as 24 hours.

In addition to offering loans, Investec also offers private banking services for individuals. These include foreign exchange and fixed term savings accounts. They are also a leading provider of asset management and investment advisory services.

Investec offers a range of business loans

Investec offers a range of business loans to help companies meet their financial needs. These loans can be used to finance business expansions, purchase equipment, and more. Investec also provides cash management solutions to help businesses manage their cash flow. Investec also offers a number of investment products to help investors make the most of their money.

The company is a global leader in corporate and investment banking, with a presence in more than 20 countries around the world. It is a member of the UNEP FI and committed to the Principles for Responsible Banking.

In a move to further enhance its lending and investment services, the South African-based financial institution has established One Place – a single platform that brings together the company’s business lines and wealth management offerings into a unified offering. The new platform is available to all private bank clients and will be supported by a robust network of relationships across the globe.

Investec offers alternative credit options

Investec offers a number of alternative credit options to meet your needs. These include Structured Products and Portfolio Loans. These loans allow you to borrow against your investment portfolio without having to liquidate the assets, which could trigger a tax liability. They also provide the potential for a more flexible return on your investment.

Taking out a home loan is one of the biggest financial decisions you will make in your life. That is why it’s important to consider all of your options before making a decision. Investec offers a range of mortgages, including interest-only mortgages. This type of mortgage is ideal for people who are just starting out or who want to change the way they pay for their homes.

The company offers a variety of other financial solutions as well, such as private equity investments and structured products. These products are designed to provide a defined outcome over an investment period, such as capital growth or income. They can be an excellent way to diversify your investment portfolio and provide you with a steady source of income.

In addition to its traditional banking services, Investec also offers asset management and a wealth management business. The company offers a full spectrum of financial services to clients in Europe, Africa and Asia-Pacific. The company is a member of the London and Johannesburg Stock Exchanges and has more than 8,200 employees.

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Nicole Mtsweni
I had to apply for a loan for the first time, they approved R50000, well, in principle, I needed that much. Applying for a loan online is simple, the site has all the information, step-by-step registration, quick response.
Matome Zwane
A fairly large directory of microfinance companies with online withdrawal of money to the card. They even work with salary cards, it is convenient then to give a loan with a salary
Bruce Sibisi
Online loans have saved me several times and everything has been great. Like online filing and money comes the same day after approval.
Nokuthula Fourie
I use not the first time and every time only positive reviews. Quickly issue the necessary money at low interest rates.
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