Real People People
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 010 245 8000
Shedule Mon - Fri 8 - 17:00

Getting a loan is essential if you need to take on a project, such as buying a car, building a home or even renovating your home. There are different types of loans that you can get to help you make these purchases. These types of loans can include Home improvement loans, personal loans, DMC segments, and evolution group loans.

Loan parameters
  • Loan amount
    R1,000 - R120,000
  • Interest
  • Term
    1 - 48 months

Home improvement loans

Using a home improvement loan to upgrade your home or do repairs can be a great way to save money. Besides the money you’ll get to put towards your renovation, you’ll also be able to take advantage of some credit life insurance. This will ensure that if you pass away, your family will be covered.

Home improvement loans are available in many different forms. Some of them can be used for personal needs while others are meant for large projects. It’s important to pick a loan that suits your financial needs. Also, you should consider the terms of your loan.

The application process for a home improvement loan is quick and easy. You can even apply in the store itself. Getting a home improvement best loan app in South Africa can help you make your home more comfortable and beautiful. You can also take advantage of Real People’s home improvement loans to purchase paint, window frames, fencing materials, and plumbing supplies.

In addition to home improvement loans, Real People offers business finance and education finance. The company aims to provide customers with flexible, customized home finance solutions. You can also apply for rehabilitative finance. The company has partnered with leading home improvement retail stores across the country.

Real People provides a comprehensive suite of home improvement loans that are tailored to fit your needs. They offer loans of up to R100000 and repayments that are flexible. You can also take advantage of credit life insurance, which covers you in the event of death or disability.

Real People has been offering home loans since 2001. The company’s goal is to help South Africans find the right financial solutions for their home improvement projects. You can apply for a home loan with Real People in minutes. Their customer service is also great. They understand that new homeowners face a number of challenges.

Personal loans

Using Real People Loans to obtain a personal loan is easy. You can apply for a loan from R1000 to R120000. You can get a loan that is secured or unsecured. You can also use the loan to pay off debts, or to buy home improvement materials.

Real People Loans was established in 2001 as a specialist provider of credit and debt collection services. It has now expanded into the East African market and employs over 15 000 people. It offers three types of personal loans: short term, long term, and top up. You can get a loan that is tailored to your needs. It is ideal for those who want to take on a new project, or those who want to do some home renovations.

Real People Loans offers a long-term personal loan, a top up personal loan, and a short term loan. The top up personal loan is the most affordable of the three. The short term loan is a great way to make small purchases.

Real People Loans also has a clever way to help you pay off your loan. They will pay you the money directly to the hardware store of your choice. If you are looking to make a home improvement project, you can get a loan to purchase fencing, burglar glass, or a new refrigerator. You can also get a loan to purchase a car.

Real People Loans also has surprisingly affordable rates. They offer loans for people aged 18 to 64, with an income of at least R2000 per month. It is easy to apply online and you can get your loan approved in 24 hours.

Responsible finance

Among the numerous financial service providers in South Africa, Real People stands out as one of the few that offers a variety of solutions to the consumer. They deliver extra value to their customers through a variety of channels, from life assurance licenses to financial products such as debt management and portfolio recovery solutions. Their business finance solutions are tailored towards small and medium enterprises that would not have been able to secure commercial bank funding.

The company’s business finance solutions include loans for individual entrepreneurs and business start-ups in East Africa. In addition to its business finance offerings, Real People also offers comprehensive mortgage finance solutions for home buyers. The company also offers home improvement finance through its collaboration with building retailers. The company’s flagship product, Home Loans, offers a slew of financing options including home improvement loans, home equity loans and home equity lines of credit.

Real People has a strong foothold in East Africa with operations in Kenya, Tanzania, Uganda, Malawi and Swaziland. The company’s business finance solutions are a testament to its commitment to empowering individual entrepreneurs in the region. Besides offering loans for individuals and businesses, Real People also offers training courses and other small business solutions. As of January 2015, the company had over 15 000 employees in South Africa and East Africa.

Real People is a worthy contender for the title of South Africa’s best financial service provider. With a wide range of financial services spanning the continent, including home loans, credit cards, car loans, home improvement loans, personal loans, credit cards, debt management and debt consolidation, the company is ready to help you achieve your financial goals.

DMC segments

Whether you’re planning a business trip, a private holiday or a family vacation, a DMC can provide a host of services that will make your journey memorable. From airport pickups and vehicle rental to event management and catering, DMCs can cater to all of your travel needs. They also specialize in specialized travel experiences, making them the ideal choice for bespoke travel packages for special clients.

Real People Investment Holdings Limited is a South African-based financial services firm that operates through its DMC and Responsible Finance segments. In addition to its operations in South Africa, it also provides credit linked financial products to individuals and small and medium enterprises in Uganda and Kenya. The firm is governed by a six-person board of directors.

Evolution Credit Limited has a principal place of business in South Africa, and the company has subsidiaries that are special purpose entities. Its lenders used the group’s forecast job loss index for the repayment profile, and also approved the covenant measurement amendment.

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Chantal Sibanda
I ruined my credit history 10 years ago, and in the summer I urgently needed money for an operation. Relatives did not immediately have such an amount, it makes no sense to go to banks. Left an application online. And the very next day the money was in my account....
Ursula Van Vuuren
Thank you for the fast processing of the loan application! Approved despite bad credit history
Matome Zwane
A fairly large directory of microfinance companies with online withdrawal of money to the card. They even work with salary cards, it is convenient then to give a loan with a salary
Yvette Adams
I was left without a job, and the child has a birthday ... The guys helped out with the right amount. Returned without problems
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