EZI Finance Loans Review

https://best-loan.co.za/EZI Finance
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 0861 29 33 73
Monday - Friday 08:00 - 18:00

EZI Finance loans specialises in helping blacklisted people or those with bad credit to find the perfect loan to meet their needs. They can even find a loan for those who are under debt review, debt counselling, sequestration or liquidation.

They do this by comparing a variety of lenders on your behalf without negatively impacting your credit score. They can also help you with your debt repayments as well.

Personal Loans

Personal loans in EZI Finance are popular among those who need a large sum of money to cover expenses or pay off debt. They typically come with lower interest rates than credit cards and can provide up to R8,000 in funding. These loans are also unsecured, which means you don’t need to put up collateral like a house or car. These loans are usually paid back in installments and over a set period of time.

EZI Finance makes it easy to get the loan you need with their end-to-end online service. They’ll take care of everything from verification and documentation to approval and disbursement. They have relationships with all major banks as well as cash loan and micro loan institutions. They’ll help you find the best deal and work with you even if you have bad credit or are blacklisted. They won’t penalise you for past mistakes and will only approve you if they think you can afford the loan terms.

There are many different reasons to take out a personal loan, including debt consolidation or paying for a vacation. You can choose from a variety of term options and APRs depending on your needs and budget. These loans can be unsecured or secured by collateral like a home, vehicle, or savings account. If you’re a new borrower and haven’t built your credit history yet, personal loans are a great way to start building credit.

Another great benefit of a personal loan in EZI Finance is that it’s a fast and convenient process. Once you’ve submitted your application, it should be approved within hours or days. Then, you’ll receive the funds directly in your bank account. You’ll be expected to repay the amount you borrowed plus interest over a specific repayment term.

If you’re in need of a personal loan, look no further than EZI Finance. They’re the specialists when it comes to finding you the perfect loan for your unique situation. They’re committed to helping every South African get the loan that they deserve. They even offer blacklisted loans, so you don’t have to worry about being turned down for a loan because of your poor credit score.

Vehicle Loans

If you need a vehicle loan to get to work or have other commitments then EZI FINANCE is here to help you. They offer loans for people who are blacklisted or have bad credit and will help you find the right loan that suits your budget. They won’t offer you more than you can afford and will always give you the best possible deal. If you have a debt management plan they will also be happy to accommodate your requirements.

They will work with all major Banks, Micro lending institutions, Cash Loan providers and other financial companies to ensure that you receive the best possible loan deal. They make it easy for you to apply by filling in one simple application that will not affect your credit score. Once you have been approved they will then negotiate with the lender on your behalf to come up with a loan package that suits your needs. They understand how important it is to have a vehicle to get you from A to B so they will do everything they can to get you driving as quickly as possible.

EZI FINANCE will finance new and second-hand vehicles up to 96 months, depending on the make and model. Applicants must have a valid driver’s license and proof of income (pay slips, bank statements, etc.). They must also supply a Vehicle Identification Number (VIN), hull number or serial number when applying for a loan. They will not finance vehicles used for delivery, commercial, livery or taxicab services or those with salvaged titles.

The money you receive will be paid into your account in the form of a debit order and it is then up to you how you spend it. You can use it for a variety of reasons, including paying education fees, repairing your car, renovating your home or even going on holiday. You can also use the funds to meet your other debt payment obligations and this can be a great way to avoid falling behind on your payments. The repayment terms are flexible and can be arranged to run automatically so that you don’t have to remember when it is due.


The objective of microfinance is to empower people trapped in poverty with the financial tools necessary for them to take action and become self-sustainable. It is designed to provide small loans for income-generating activities such as farming, animal husbandry, entrepreneurship, etc. It is a form of social finance and is often offered by NGOs or private microfinance banks. Some also offer education and training on topics like money management, business planning and financial literacy to help their clients make the most of their opportunity.

Microfinance loans in EZI Finance are often made to people who would otherwise be excluded from mainstream banking, as they have no credit histories or a limited ability to repay large amounts of debt. This includes the world’s poorest, most marginalized populations. According to a recent study, as of 2023 about 665 million accounts were held at institutions commonly understood to practice microfinance, including postal savings banks, state agricultural and development banks, financial cooperatives and credit unions, and specialized rural banks.

In most cases, borrowers must pass through a screening process similar to that used by banks to verify their identity and capacity to pay back a loan. Some microfinance lenders require their borrowers to attend a series of classes on money-management and business-planning skills before they will approve them for a loan. These courses are aimed at teaching them how to use their loans effectively, how to budget, and how to avoid pitfalls like debt spirals.

Once a borrower has been screened and approved for a microfinance loan, the institution will typically charge interest on the principal. The rate is usually fairly high, as is the case with most commercial banks. However, some microfinance institutes have shifted their focus to try and keep their rates more affordable, especially in developing countries with very low interest rates.

EZI Finance offers a fast and easy way to get a personal loan. They work with all the major Banks, Cash loan and Micro loan institutions and are able to obtain a loan for you even if you are blacklisted. EZI Finance will only apply with the lenders they have a relationship with so that your application doesn’t affect your credit score. They will also arrange for your payments to be debited directly from your account so that you never miss a payment.

Your comment

Tumi Mlambo
04 December 2023
The quick approval of my loan application was a pleasant surprise. This service works quickly and efficiently.
Gugulethu Roos
20 October 2023
Applying for a loan through this service was so simple that I no longer worry about finances.
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Tshepo Zwane
Everything is organized and simple and decided that this site will always help out in difficult situations. Everything suits me, thanks
Benjamin Shabalala
The service does not really stand out against the background of its counterparts, but they gave me here without any problems at 0.01 percent. A small amount was approved, of course.
Amanda Radebe
First time using this service. They quickly checked the documents and gave a loan on good terms. I recommend.
Francois Swart
I have a bad credit history, but the company went on a concession to me and gave me a loan of 10,000 rand. I try to close it and thus improve my rating. Thank you Best-Loans!
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